Under the influence of emerging internet technologies, the financial industry, which has been greatly impacted, is continuously upgrading and reforming. While increasing the scale of its operations, it is also phasing out some old positions to create more emerging roles and functions, thereby aiding the innovative development of the financial sector.

In this broad industry context, for finance majors, there are undoubtedly many challenges mixed in.

According to statistical data from previous years, finance majors always rank in the top three in terms of graduate salaries, and the financial industry has always been at the forefront in terms of annual bonuses. Faced with such a favorable salary trend, it is natural that the doors to the financial world are always crowded with applicants.

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However, as more and more people study finance, the financial circle has always been a gathering place for elite talents. Nevertheless, the industry's demand for grassroots talent is showing a downward trend. Zoe, a consultant at Gaodun CFA Research Center, is a finance master's graduate from an Ivy League school in the United States and has worked at a top investment bank on Wall Street. After returning to her home country, she expressed concern about whether the finance education at domestic universities has kept up with the changes in the industry.

In fact, it's not just Zoe; all finance graduates who want to secure a place in this circle are worried about their future. However, the current situation presents more opportunities than challenges for them.

Investment banks and securities firms remain the dream destination.

Among the many financial institutions, investment banks and securities firms are undoubtedly the high ground for finance graduates' dreams. Indeed, what are known as investment banks abroad are essentially securities firms domestically.

These types of financial institutions have a wide range of businesses, especially well-known investment banks and securities companies, which have a significant demand for talent.

However, some in the industry have said that financial talent is becoming polarized, with high-end talent flowing to the top of the pyramid, while mediocre individuals are becoming "financial laborers," leaving the middle ground for those ambitious young people who can move up or down.

Getting into a well-known investment bank or securities firm is not an easy task in itself. Those college students who start preparing for the CFA while still in university are all trying every possible means to enhance their professional knowledge, in order to gain more favor.In fact, no matter which industry you are in, those with strong abilities can always achieve faster promotions. This is especially true in the elite-filled financial sector. If you can't keep up with the pace of change or stop learning, you are very likely to become mediocre.

Fund companies are in great need of high-level financial talents.

In recent years, the awareness of financial management among Chinese people has gradually awakened. Compared with stocks, funds with lower risks and reliable returns have become the first choice for investment and financial management, especially the explosive development of private equity funds. Once a company has achieved industrial accumulation, it must inevitably transform towards finance, and private equity funds have become the best choice.

As a result, fund managers have also become the "hot cakes" of talent with rising value.

Of course, managing funds is by no means an easy task, so fund companies are very eager for high-level financial talents. A headhunter responsible for recruiting these talents said that even with an annual salary of 500,000 to 1 million, it is still a situation where "one person is hard to find" because "talents with experience, level, and high value are too difficult to find."

Fortunately, many fund companies are now very willing to train new people. If you are a financial newcomer who has studied CFA, you may have more opportunities to receive guidance from managers.

The spring of the insurance industry is also the spring of financial talents.

When it comes to insurance, many people's first reaction may be "selling insurance." In fact, as a major business in the financial industry, the insurance industry has been experiencing crazy growth in recent years, and financial reforms have also promoted the insurance industry to gradually move towards the right track. In fact, forward-looking people should have realized that the insurance industry will only develop faster and more mature in the future, and we may push the insurance industry to a new development climax in the future.

After all, everyone should have a piece of insurance in the future.

As financial newcomers, graduates should focus more on consolidating professional knowledge, improving practical skills, and accumulating industry experience, rather than being overly ambitious and rushing blindly towards the door of the financial industry without any preparation. Not to mention the head injury, the embarrassment is inevitable.